Explain the special features about the netherlands system

Decentralised system. Individuals have the autonomy to choose their health insurers and specific insurance contracts annually. Can opt for sickness funds or reimbursement coverage(private) or a combination of both. Insurers negotiate contracts with healthcare providers, creating a network of contracted providers that deliver care without upfront costs. Can purchase additional coverage for services not included-> physio, dental care. Uninsured individuals in the Netherlands must pay out-of-pocket for services but are entitled to receive acute, necessary care for life-threatening situations at no cost.