grace needs to get locked in
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grace needs to get locked in - Marcador
grace needs to get locked in - Detalles
Niveles:
Preguntas:
32 preguntas
| 🇬🇧 | 🇬🇧 |
| Net price Common app school = FAFSA school | Sticker price (website price) - grants and scholarships=? |
| The federal government pays interest (government pays when in school but you pay when you're out of school) | Subsidized direct loan |
| Interest builds right away, you pay (pay when in school) *good to raise credit score* | Unsubsidized direct loan |
| Allow your parents to take out a loan to assist you pay for college | Direct plus loans |
| $12,950 | If you're making less than _________ a year you don't have to pay tax |
| Net pay | Gross pay - taxes = ? |
| PRE TAX DEDUCTIONS AND CONTRIBUTORS | TAKEN OUT BEFORE TAXES ARE CALCULATED |
| 7.65% | Fica tax |
| Item gets paid for (card doesnt decline) Potential fee | Overdraft protection |
| Item gets declined Unpaid NS fee | NO overdraft protection |
| 50% needs (groceries, housing, bills) 30% “fun money” (shopping, entertainment, dining out) 20% savings (retirement, long term goals) | 50/20/30 - budgeting strategy! |
| $1,000 | How much should you have in emergency savings |
| No collateral / higher interest / more risky to lender | Unsecured loan |
| Collateral {if you fail to repay it off they'll take it back} / lower interest / less risky | Secured loan |
| Used to finance a specific purchase for a specific amount of time. Regular payments are made to pay the interest and the principal. | Installment Loans |
| Debt is not tied to a specific asset; there is no collateral that can be repossessed if borrower defaults | Unsecured Debt |